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Crime Concepts

Unique Protection Against Commercial Crime

C3 is a specialist provider of Commercial Crime Insurance, covering your business against the following risks.

  • Employee dishonesty – your staff stealing from you, alone or in collusion with others
  • Computer fraud – theft by the accessing of the insured party’s computer system by any person
  • Computer virus – loss sustained directly because of a computer virus
  • Electronic data loss – loss sustained directly because of the malicious alteration or destruction of data
  • Extortion – loss as a result of any employee being threatened with physical harm
  • Fraudulent transfer instructions – loss sustained directly because of fraudulent instructions to a financial institution holding your assets.

Not Deductable

We employ a franchise instead. Once your loss exceeds the franchise amount, we pay the full amount and you pay nothing.

We Investigate
your claim

Other insurers expect you to present your claim to them and foot the investigation costs. When you advise us of an incident that may result in a claim, we will immediately appoint an investigator to deal with the matter at our own expense.

Free Employee Screening

All our clients have access to free criminal record and credit screening of employees. The criminal record check uses electronic fingerprinting – a far more effective method than ID number checks.

The result is affordable, comprehensive protection for your business against fraud and other employee-related risks. Commercial Crime Concepts is a Juristic Representative under the Lombard Insurance licence.