Consort Technical Underwriting Managers underwrite and manage all classes of engineering insurance on behalf of Lombard.
As a result of their proven track record of sound underwriting, their capacity has been progressively increased to a level where they are afforded the opportunity to participate in, and take a major share of, all types of engineering risks.
Their vast experience and professional approach set them apart as a provider in the engineering insurance arena.
FMI have operated in the income protection sector for over twelve years with a particular focus on temporary income protection.
FMI understands the importance of this critical cover and has been refining their products and services during this time to provide their clients with ethical and innovative policies.
Founded in 1991 by Simon Leppard, Leppard Underwriting specialise in Professional Indemnity and Broad Form Liability insurance products.
The quality of underwriting and professionalism has resulted in a deep rooted trust of the skill and performance of Leppard Underwriting. This is reflected in the substantial and unique authority levels enjoyed by Leppard Underwriters.
PinnAfrica is the benchmark of excellence and only true partner in consumer credit insurance solutions. PinnAfrica is recognized for its personal approach and excellence in providing innovative products, services and solutions in the consumer credit insurance and related markets.
PinnAfrica specialises in consumer credit insurance, and continues to build profitable portfolios of business with its partners through core competence of innovative product development, world class processing and administration solutions.
Fulcrum’s vision is to be the preferred business partner in offering innovative and flexible financing solutions to the insurance market.
Horizon Underwriting Managers (Pty) Ltd is the exciting merger of two well-respected and long established marine underwriting managers, that is First Marine Acceptances and Underwriting Management Services.
Horizon has the ability to underwrite niche business specific to the marine market such as charterers, stevedores and container liabilities and confiscation and deprivation cover as well as the more conventional marine import, export, cross-voyage, transit, stockthroughput and pleasure craft policies.
Lombard Construction Bonds carry more than just Financial Value. Our construction guarantees are a professional third party opinion of the contractor overall, particularly of the contractor’s ability to perform successfully in terms of the contract.
In legal terms, our guarantee puts us in the position of co-principal debtor with the contractor and offers peace-of-mind for the beneficiary.
A Holistic Product for all your Credit Risk Management needs.
We offer a sound asset protection plan for your biggest asset – your debtor’s book – as well as being an income protector by ensuring necessary cash flow. Your credit insurance policy can also be ceded to a financial institution, to improve the extendable value of the debtor’s book. This results in a larger borrowing base and lower borrowing costs.
With Lombard’s Credit Insurance, certain selling obstacles are removed, exposure is reduced, and trading becomes more disciplined. Above all, our clients enjoy security and peace of mind.
Our range of General & Commercial Guarantees include:
The Lombard Mining Division provides a welcome alternative that does not unduly encumber assets or tie up significant amounts of working capital as security. It offers the following mining guarantees:
A Business Minded Approach to Conventional Lending
Many young and developing enterprises are beginning to find traditional bank finance no longer sufficient for their highly specialised, individual business needs.
Trade Finance is essentially used to fund the purchase of inventory and raw materials of businesses involved in Trading, Wholesale Distribution and Manufacturing. Trade Finance is suitable for both import and local purchases.
Deposit Advantage offers a no cash down option to buyers who do not have immediate access to the cash deposit required to secure a property or may prefer a more cost effective alternative to using their own cash.
Deposit Advantage now issues a guarantee through Lombard Insurance Company Limited in lieu of the cash deposit that is normally paid to secure a property.
F & I offers a combination of risk management, underwriting, research and training. We will ensure at all times, that the client is properly protected and that the insurance covers are adequately placed.
BrightRock is a new player in the South African individual risk market offering needs-matched insurance, a unique new concept in risk cover.
Commercial Crime Insurance protects the Insured against loss due to fraud and/or theft commited by their employees as well as computer fraud(conducted by any party including non-employees), extortion, electronic data loss, computer viruses and fraudulent transfer instructions.