Fuel is a key economic driver in South Africa, and as the fuel industry continues to wade through volatility, with rising fuel prices and logistical pressures, insurance guarantees are a critical tool for financial stability and operational continuity - for both suppliers and buyers.

In the world of financial assurances, the distinction between an insurance and a bank guarantee looms large in the minds of many.

If you’re still printing out forms or sending emails to sort out surety bonds, you are living in the past. Thanks to rapidly evolving digitalisation, the insurance industry has moved on from traditional ways of doing things.

In the world of contract guarantees, our role as guarantors can put us in some pretty exposed situations. Did you ever see Tom Cruise in "Risky Business" dancing in a pink shirt, socks, and undies?